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About myRA

What is myRA?

myRA (my Retirement Account) is a Roth IRA—an individual retirement account in which earnings and withdrawals are tax-free under certain circumstances—that invests in a U.S. Treasury retirement security which is guaranteed to never lose dollar value. A myRA has no fees and has no minimum balance or contribution (deposit) requirements.

Who manages and administers the accounts?

Comerica Bank serves as the custodian for all myRAs. For myRA, Comerica Bank is a financial agent of the federal government and in that capacity performs specific duties and responsibilities on behalf of the U.S. Treasury, including account management and administration.

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